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Do you need a credit card to rent a car in Sweden?

What Hertz, Mabi and Avis say about cards, deposits and the amount reserved.

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Short answer

Hertz accepts debit cards, but a renter paying with one must also show a credit card at pickup, so a credit card is the safe choice. Hertz reserves the rental cost plus at least SEK 2,000 on the card, and Konsumentverket says companies reserve an amount whatever insurance you buy.

Car rental in Stockholm Illustration of a car on a forest road with a moose warning sign and a car key

Why

  1. Hertz says a valid physical debit or credit card is required for all rentals to secure deposits and extra fees, and that cash is accepted neither as payment nor as a deposit.
  2. Hertz says debit cards are accepted for all vehicle groups, and that you will need to present the debit card and one or more credit cards when picking up the vehicle.
  3. Mabi says it accepts cards such as Visa, American Express, Mastercard and Diners Club, that cash and electronic cards are not accepted, and that an extra deposit may be charged to the card until the rental ends.

Details

Hertz also says only physical payment or credit cards with chip and PIN are accepted at its stations, and that there must be sufficient credit on the card to cover all charges. Konsumentverket says some credit cards include additional insurance up to a certain amount, so check what you already have to avoid paying twice. For a wider view of costs, see how much money you need per day in Sweden, and for rental offices see car rental in Stockholm.

Tip

Bring a physical card with enough credit available for the reserved amount, because Hertz says there must be sufficient credit on the card to cover all charges. Debit card renters should also bring a credit card.

What may differ

Some models need more than one card: Hertz says certain models, such as the Volvo XC90 and Polestar 2, require two valid credit cards.

Common misconception

No money is held on your card if you buy full insurance.

What actually happens

Konsumentverket says that regardless of insurance, the car hire operator will reserve an amount on your payment or credit card.

People also ask

  • Do I need a credit card to hire a car in Sweden?
  • Can I rent a car with a debit card in Sweden?

Sources

This answer is for reference only. Rules can change, so check the rental company before you book.

Car rental in Stockholm